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National Research Journal of business economics  is a peer-reviewed and refereed academic scholarly business journal (ISSN: 2349-2015) dedicated to advancing research and discourse in the fields of Business Management and business economics journal & other related areas of management. The journal upholds rigorous academic standards, ensuring the publication of high-quality research contributions.

National Research Journal of business economics journal (NRJBE) is a peer reviewed refereed academic journal, publishing research articles in the field of Business Administration, Economics, and Related fields. The aim of NRJBE is to provide an intellectual platform for business economics journal related social-scientific studies, a platform in which research in alternative paradigms for Business and Economic inquiry could be presented and debated. NRJBE also aims to promote interdisciplinary studies over the issues of theoretical, practical, and historical importance in dealing with problems in Business and Economics and become the leading Business and Economics journal in India . NRJBE welcomes not only Indian authors, but also authors from all over the world. NRJBE will promote the cooperation and communication among the academics and practitioners interested in Indian Business and Economics. All published research articles in this journal have undergone rigorous peer review, based on initial editor screening and anonymous refereeing by independent expert referees.

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Current Issue

Year: 2025   Volume No: 12, Issue No: 2, Year: 2025 (Special Issue)

Paper Title A STUDY OF ISSUES AND CHALLENGES OF AGRICULTURE IN NORTH KARNATAKA
Author Name Lokesh Rathod
Country India
DOI https://doi.org/10.5281/zenodo.17111623
Page No. 1-5

Abstract View PDF Download Certificate
A STUDY OF ISSUES AND CHALLENGES OF AGRICULTURE IN NORTH KARNATAKA
Author: Lokesh Rathod

ABSTRACT
Agriculture is the backbone of the North Karnataka economy, employing a significant
proportion of its population. Despite its pivotal role, the sector faces numerous challenges
that impede productivity and sustainability. This study investigates the key issues and
challenges in agriculture in North Karnataka, focusing on environmental, economic,
technological, and policy-related factors. The findings suggest the need for multi-pronged
interventions to mitigate these challenges and enhance the region's agricultural resilience.
North Karnataka’s economy, providing livelihoods for a significant portion of its population.
However, the sector faces numerous challenges that hinder its growth and sustainability. This
study aims to analyze the key issues and challenges in agriculture in the North Karnataka
region, including erratic monsoons, water scarcity, soil degradation, limited access to modern
technology, and inadequate infrastructure. Additionally, socio-economic factors such as small
landholdings, lack of financial resources, and market access further exacerbate the situation.
The research explores potential solutions, including policy interventions, adoption of
sustainable practices, and the role of technology in empowering farmers. By providing a
comprehensive overview of the existing challenges and opportunities, this study seeks to
contribute to the development of more resilient agricultural practices in the region.
Key words: Agriculture, Environment, North Karnataka, Challenges, Issues, SocioEconomic.

Paper Title ENHANCING SUGARCANE PRODUCTIVITY IN KARNATAKA, CATALYSING AGRICULTURE GROWTH
Author Name Irayya Vakkundamath & Ramesh Reddy V.
Country India
DOI https://doi.org/10.5281/zenodo.17111674
Page No. 6-14

Abstract View PDF Download Certificate
ENHANCING SUGARCANE PRODUCTIVITY IN KARNATAKA, CATALYSING AGRICULTURE GROWTH
Author: Irayya Vakkundamath & Ramesh Reddy V.

ABSTRACT
Sugarcane cultivation plays an important role in the agricultural and allied activities for rural
industry of Karnataka, India. sugarcane productivity occupies a very important position in
sugarcane cultivation This study focuses on the factor influencing sugarcane productivity
among sugarcane farmers in the Karnataka. Which is known for its favourable climatic
condition and suitable soil for sugarcane cultivation. By examining the land soil
characteristics, climate and weather condition, farm management practices, access to
resources and inputs farmer knowledge and awareness, and market dynamics, this case study
aims to identify the key factors affecting sugarcane productivity in Karnataka. The study
utilizes qualitative and quantitative data and literature reviews, to gain insights into the
challenges faced by small-scale farmers. The findings highlight the importance of soil
quality, appropriate irrigation techniques pest and training and market linkages for improving
sugarcane productivity. The study also emphasizes the need for policy intervention and
support systems to address these factors and enhance the livelihoods of sugarcane farmers in
Karnataka. Ultimately, this research contributes to a better understanding of the complexities
surrounding sugarcane in small scale farming system, providing a foundation for sustainable
agricultural practices and rural development in the region.
Key Words: Sugarcane Productivity, Income of farmers, Economic livelihood, sustainable
agriculture.

Paper Title BRIDGING THE GAP: POLICY REFORMS TO OVERCOME INDIA'S ECONOMIC BOTTLENECKS
Author Name G.R. Junnaykar & Kshitija T Kanagale
Country India
DOI https://doi.org/10.5281/zenodo.17111731
Page No. 15-23

Abstract View PDF Download Certificate
BRIDGING THE GAP: POLICY REFORMS TO OVERCOME INDIA'S ECONOMIC BOTTLENECKS
Author: G.R. Junnaykar & Kshitija T Kanagale

ABSTRACT
India is considered to be on track to become an economic superpower by 2047, and some say
it’s already become a prominent player in the global economy. Here are some reasons why;
Indian’s population is expected to reach 1.67 billion by 2050, which is larger than China’s
and the US’s combined. India has the world’s second largest labour force with 476 million
workers. India’s economy is growing quickly and is more than twice as fast as most emerging
market economics. In 2024, Forbes India ranked India fifth in the world for GDP, and it’s
expected to be the third largest economy by 2027. India’s economy is fuelled by many
sectors, Including information technology, services, agriculture and manufacturing. India
offers lower tariffs and labour costs, as well as government incentives, which attract
investors, policyholders and businesses. However, India still faces challenges, such as a
global economic slowdown and income inequality.
Keywords: Global Economy, Tariffs, GDP, Economic Slowdown and Income Inequality

Paper Title THE ROLE OF HUMAN RESOURCE STRATEGIES IN PROMOTING WOMEN’S LEADERSHIP IN E-COMMERCE
Author Name Kshitija T Kanagale & G.R. Junnaykar
Country India
DOI https://doi.org/10.5281/zenodo.17111752
Page No. 24-30

Abstract View PDF Download Certificate
THE ROLE OF HUMAN RESOURCE STRATEGIES IN PROMOTING WOMEN’S LEADERSHIP IN E-COMMERCE
Author: Kshitija T Kanagale & G.R. Junnaykar

ABSTRACT
E-commerce growth has been great for women in charge, but gender bias and manipulating
work and life are still problems. This study looks at how Human Resource stuff can help
make a good place to work for women starting e-commerce businesses. To help women grow
at work and deal with problems, we need good human resource moves like diversity plans,
flex time, mentors, and guidance training—which all helps the company do better and come
up with fresh ideas. Recent studies show that HR matters, but we still don't know how some
plans will work out in the long run or how different regions and industry changes affect
women leading in e-commerce. This study wants to fill in those blanks by figuring out what
HR does, spotting problems, and checking how flex time and mentors affect women's
leadership. It mostly uses info from other sources and ends with tips to help women lead
better in this quick-moving business.
Keywords: E-Commerce, Human Resource Management, HRM Strategies, Leadership,
Mentorship and Work-life Balance

Paper Title A STUDY ON ISSUES AND CHALLENGES OF MICRO FINANCE IN KARNATAKA – AN OVERVIEW
Author Name Dr. Deepa D. Malage
Country India
DOI https://doi.org/10.5281/zenodo.17111769
Page No. 31-36

Abstract View PDF Download Certificate
A STUDY ON ISSUES AND CHALLENGES OF MICRO FINANCE IN KARNATAKA – AN OVERVIEW
Author: Dr. Deepa D. Malage

ABSTRACT
This paper studies microfinance as a unique economic development tool that was introduced
to support low-income families and women who aim to work their way out of poverty and its
challenges and prospects. The microfinance industry in India, which has helped to bring
financial inclusion in India in 2005 by the RBI providing basic no frills banking accounts for
making and receiving payments and other financial products to millions of rural families and
women. MFI has become a dominant player when it comes to extending smaller credit limits,
with Karnataka alone seeing 1 core loan accounts with a portfolio of Rs.46000 cores
outstanding as of March 2023, as per a report by the Association of Karnataka microfinance
institutions, the loan portfolio of microfinance institutions stood as 3.48 lakh cores with 7
core borrowers. The sector has also been serving a crucial purpose in the Indian economy,
which has been driven by many factors. Meanwhile, the Govt of Karnataka and RBI have
been closely examining the sector to protect borrowers and lenders as a high level of financial
risk is involved. Karnataka stands fifth in the country in the share of clients who opt for
microfinance lending at the end of March 2022 the state had 9.4 million loan accounts
covering 5.4 million unique clients as per the report by NABARD, the districts of Mysore,
Belagavi, and Tumakuru, Mandaya and Hassan were on top in terms of the number of loan
accounts held with MFI’S.
Keywords: Women, NABARD, RBI, Banking, MFIs, Karnataka.

Paper Title IMPACT OF RECENT GST AMENDMENTS ON THE GROWTH AND COMPLIANCE BURDEN OF SMALL BUSINESSES IN INDIA
Author Name Yasmin Nadaf
Country India
DOI https://doi.org/10.5281/zenodo.17111937
Page No. 37-40

Abstract View PDF Download Certificate
IMPACT OF RECENT GST AMENDMENTS ON THE GROWTH AND COMPLIANCE BURDEN OF SMALL BUSINESSES IN INDIA
Author: Yasmin Nadaf

ABSTRACT
The Goods and Service Tax (GST) regime in India aimed to unify the country’s indirect
taxation and enhance ease of doing business. While GST brought uniformity, small
businesses have experienced a mix of benefits and burdens. With multiple amendments
introduced between 2021 and 2025, such as e- invoicing, QRMP scheme, and revised
threshold for registration, the compliance landscape for small businesses has significantly
evolved. This article analysis recent GST amendments and their implications on MSME’s
operations, financial health, and compitetiveness. It also explores the challenges in digital
compliance and policy uncertainity , while offering suggestions to reduce the compliance
burden for small entrprenuers.
KEYWORDS: GST, MSME’S, QRMP, e- Invoicing, Compliance burden, Small Businesses,
Tax ReformS

Paper Title IMPACT OF GOVERNMENT WELFARE SCHEMES ON RURAL POVERTY ALLEVIATION IN INDIA
Author Name Lalita S Chavadi
Country India
DOI https://doi.org/10.5281/zenodo.17111960
Page No. 41-46

Abstract View PDF Download Certificate
IMPACT OF GOVERNMENT WELFARE SCHEMES ON RURAL POVERTY ALLEVIATION IN INDIA
Author: Lalita S Chavadi

ABSTRACT
Welfare Schemes, India, MGNREGA, NRLM, Social Rural poverty in India has persisted
despite rapid economic progress, due to systemic deprivation of livelihoods, infrastructure,
human development, and financial inclusion. In response, the Government of India has
launched multiple welfare programs, including the Mahatma Gandhi National Rural
Employment Guarantee Act (MGNREGA), National Rural Livelihoods Mission (NRLM),
Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY), Pradhan Mantri Kisan Samman
Nidhi (PM-KISAN), Pradhan Mantri Gram Sadak Yojana (PMGSY), Pradhan Mantri Awas
Yojana – Gramin (PMAY-G), Pradhan Mantri Ujjwala Yojana (PMUY), Integrated Child
Development Services (ICDS), and Pradhan Mantri Jan Dhan Yojana (PMJDY). This paper
evaluates these schemes using 2023–2025 data, government portals, and independent
evaluations to assess their impact on rural poverty indicators—employment, income security,
infrastructure, health, and financial inclusion. MGNREGA and NRLM strengthened
livelihood resilience and women’s empowerment; PMGKAY and PM-KISAN ensured food
and income relief; PMGSY and PMAY-G enhanced physical infrastructure and housing
security; PMUY and ICDS supported health, nutrition, and energy access; and PMJDY
expanded banking outreach. Despite successes, implementation challenges such as delays in
payments, inclusion errors, fiscal limitations, and inter-state variation persist. The paper
recommends improving targeting, indexing benefits to inflation, integrating skill
development with transfers, reinforcing monitoring through digital tools, and enabling
convergence across schemes to maximize poverty reduction. These reforms can help ensure
that welfare schemes continue to serve as effective tools for inclusive rural development.
Keywords: Rural Poverty, Welfare Schemes, India, MGNREGA, NRLM, Social Security,
Infrastructure, Financial Inclusion

Paper Title ‘KNOWLEDGE AND UNDERSTANDING OF ARTIFICIAL INTELLIGENCE IN HIGHER EDUCATION STUDIES’
Author Name Shri. P. D. Multani
Country India
DOI https://doi.org/10.5281/zenodo.17111974
Page No. 47-50

Abstract View PDF Download Certificate
‘KNOWLEDGE AND UNDERSTANDING OF ARTIFICIAL INTELLIGENCE IN HIGHER EDUCATION STUDIES’
Author: Shri. P. D. Multani

ABSTRACT
Artificial Intelligence (AI) is transforming higher education by enhancing student learning
experience, improving academic performances and increasing efficiency. Technologies are
making the ICT devices solve cognitive tasks as ahuman would have done by using real-time
data. Such a giant leap in digital technologies haschanged the way people learn. In the study,
knowledge and understanding of Artificial Intelligencein education were explored to a class
of learners in higher education institution. The studyemployed a survey questionnaire in data
collection to gather data of the students, which wasanalysed used descriptive statistics. The
data collected and analysed as part of an action studyprocess to allow deployment of AI toll
for learning in the classroom. The findings show thatstudents have access to smart devices
capable of AI technology integration, however, they are notusing them for learning purposes.
In addition, thefindings reveal that students assert the importance of having Artificial
Intelligence in educationand ready to use it in learning and teaching process, however, they
have trust inArtificial intelligence being used assess their academic performance.
Keywords: Artificial Intelligence, Active Learning, Higher Education

Paper Title SOCIAL CONDITIONS, ISSUES AND PROBLEMS OF ELDERS
Author Name Shaila. Y. Sulebhavi
Country India
DOI https://doi.org/10.5281/zenodo.17111994
Page No. 51-54

Abstract View PDF Download Certificate
SOCIAL CONDITIONS, ISSUES AND PROBLEMS OF ELDERS
Author: Shaila. Y. Sulebhavi

INTRODUCTION
In India, elderly population consists of 7% of the total population, in which two third resides
in villages and almost half of them live in poor conditions. There is rapid growth in number
of older population in India that present issues that need to be taken care of if economic and
social development is to proceed effectively. It is affected by the change in socio-economic
condition of the elderly that adversely affects the individual's way of life after retirement.
Economic loss comes from a change that is due to transformation from salaried to pensioner
or unemployment leading to economic dependency on children or closed ones i.e., from
independency to dependency. A feeling of low self-worth creeps in that is due to the loss of
social recognition and earning power. Traditionally, elderly had occupied the position of
power and prestige but now they are becoming inactive, dependent, sick and weak. All these
phenomena lead to many physical, psychological and sociological problems. This mental
status of a person is harmful. In coming times this stress needed to be taken care of
effectively because if not than many health related problems will rise. Though at present due
to technical advancement in field’s general health, education, medicine and medical facilities,
national food related schemes and food availability, there is decline in death rate of all age
groups resulting in continuous incline in population with the age of sixty years and more.

Paper Title CHAT GPT AND ARTIFICIAL INTELLIGENCE IN HIGHER EDUCATION
Author Name Smt. S. D. Soragavi
Country India
DOI https://doi.org/10.5281/zenodo.17112031
Page No. 55-58

Abstract View PDF Download Certificate
CHAT GPT AND ARTIFICIAL INTELLIGENCE IN HIGHER EDUCATION
Author: Smt. S. D. Soragavi

INTRODUCTION
This Quick Start Guide introduces Chat GPT, an Artificial Intelligence (AI) tool that has
taken the world by storm, reaching 100 million users just two months after being launched.
The Quick Start Guide provides an overview of how Chat GPT works and explains how it
can be used in higher education. The Quick Start Guide raises some of the main challenges
and ethical implications of AI in higher education and offers practical steps that higher
education institutions can take.
This Quick Start Guide was published in April 2023. Artificial Intelligence (AI) is a rapidly
developing field. This guide is based on GPT-3.5, the latest free version of Chat GPT
available at the time of writing. As well as dynamic changes in technology, the ethical
implications of Chat GPT and other forms of AI are also swiftly advancing. Readers are
advised to constantly check reliable sources for the latest.

Paper Title DEMOCRACY ON A COMMON CLOCK: A CONSTITUTIONAL AND POLITICAL STUDY OF ONE NATION, ONE ELECTION IN INDIA
Author Name Manjunath N. Lamani & Y. S. Balavantagol
Country India
DOI https://doi.org/10.5281/zenodo.17112273
Page No. 59-65

Abstract View PDF Download Certificate
DEMOCRACY ON A COMMON CLOCK: A CONSTITUTIONAL AND POLITICAL STUDY OF ONE NATION, ONE ELECTION IN INDIA
Author: Manjunath N. Lamani & Y. S. Balavantagol

ABSTRACT
The concept of One Nation, One Election (ONOE) represents a transformative shift in India’s
democratic and electoral landscape. This study examines the constitutional, political, and
institutional dimensions of synchronizing national and state-level elections in the world’s
largest federal democracy. The proposal aims to reduce election-related expenditure, policy
paralysis, and governance disruptions caused by frequent electoral cycles. However, it also
invites critical questions regarding its alignment with the federal structure, democratic
pluralism, and constitutional safeguards enshrined in the Indian polity. This research employs
a qualitative approach, drawing on constitutional texts, parliamentary debates, reports of the
Law Commission and Election Commission of India, and judgments of the Supreme Court. It
analyses the feasibility of implementing ONOE within the framework of Articles 83, 172,
356, and the Basic Structure Doctrine, while also considering its political ramifications such
as the centralization of electoral narratives and the marginalization of regional voices.
The study situates ONOE in a broader comparative context by examining similar practices in
countries like South Africa, Sweden, and Indonesia, thereby providing a global perspective
on synchronized elections in federal systems. It also evaluates the logistical preparedness and
institutional autonomy required for such a reform to succeed in India.
The article argues that while ONOE may offer administrative and fiscal benefits, it poses
significant risks to the heterogeneity and decentralized ethos of India’s democracy. As such,
any move toward electoral unification must be preceded by a rigorous constitutional
amendment process, wide public consultation, and the political consensus of state
governments. This paper contributes to the ongoing debate on electoral reform by balancing
the imperatives of governance efficiency with the foundational values of representative
federalism.
Keywords - One Nation One Election, simultaneous elections, Indian Constitution,
federalism, electoral reform, parliamentary democracy, democratic centralization, Law
Commission.

Paper Title ATMANIRBHAR BHARAT ABHIYAN: OPPORTUNITIES AND CHALLENGES
Author Name Surekha M.
Country India
DOI https://doi.org/10.5281/zenodo.17112331
Page No. 66-68

Abstract View PDF Download Certificate
ATMANIRBHAR BHARAT ABHIYAN: OPPORTUNITIES AND CHALLENGES
Author: Surekha M.

INTRODUCTION
Atmanirbhar Bharat Abhiyan has set the goal of a self-reliant India. It will be accomplished
through collaborative, innovative and transformative policy of the government. It is the vision
of new India visualised by our Hon’ble Prime Minister Shri. Narendra Modi. He presented
the vision to the nation on 12th may 2020, and announced the special economic and
comprehensive package of INR 20 lakh crore equivalent to 10% of India’s GDP to fight
COVID-19 pandemic in India. Goverment of India announced several bold reforms such as
supply chain reforms for agriculture, rational tax, capable human resource and strong
financial system. The five pillar of Atmanirbhar Bharat focus on Economy, Infrastructure,
System, Vibrant Demography and Demand.
Atmanirbhar Bharat Abhiyan has multiple dimensions encompassing almost every sector of
the economy. The future strategy should be based upon the principles of Make in India, Make
for the world, education for the 21st century and focus of rural economy rural industries and
small Micro and Cottage industries. The Atmanirbhar Bharat Abhiyan is a continuous process
of nation building. The Indian economy has to grow fast and move on a high trajectory so as
to reach the ambitious 5 trillion US dollars mark by the year 2025.

Paper Title EFFECT OF E-COMMERCEON CONSUMERS AND COUNTRY’S ECONOMY
Author Name Prakash K. Rathod
Country India
DOI https://doi.org/10.5281/zenodo.17112350
Page No. 69-72

Abstract View PDF Download Certificate
EFFECT OF E-COMMERCEON CONSUMERS AND COUNTRY’S ECONOMY
Author: Prakash K. Rathod

ABSTRACT
Electronic Commerce is the process of doing business with the help of internet or computer
network. Unlike a traditional commerce that is carried out physically with effort of a person
to go and get product, Electronic Commerce has made it easier for human to reduce physical
work and save time. Moreover, E-Commerce has significantly influencing on consumer as
well as the country’s economy. The current research has understood to describe the scenario
of e-commerce and analyze the type or models of e-commerce.
Keywords: E-Commerce, Internet, Technology.

Paper Title GROWTH IN BANKING SECTOR WITH FINANCIAL INCLUSION
Author Name Deepa Iranna Itagi
Country India
DOI https://doi.org/10.5281/zenodo.17112363
Page No. 73-79

Abstract View PDF Download Certificate
GROWTH IN BANKING SECTOR WITH FINANCIAL INCLUSION
Author: Deepa Iranna Itagi

ABSTRACT
Financial inclusion is the process through which all participants in the economy can easily
access, utilize, and be part of the official financial system. There is ample evidence of the
benefits of an inclusive approach in the expanding body of research on financial inclusion.
Monetary structure. But we note that there isn't a single, all-encompassing metric that can be
used to gauge how much financial inclusion there is in an economy.This study aims to close
this gap and provide a novel contribution. We suggest developing an index of financial
inclusion (IFI) using a multifaceted methodology. The IFI that has been built here can be
used to compare financial inclusion levels at a given period in different economies.
Additionally, it can be used to track the advancement of legislative measures for long-term
financial inclusion.
Keywords: Financial inclusion, growth, multidimensional approach policy initiatives,
financial system

Paper Title IMPACT OF ARTIFICIAL INTELLIGENCE ON INDIAN ECONOMY
Author Name Reshma S. Gajakosh
Country India
DOI https://doi.org/10.5281/zenodo.17112376
Page No. 80-83

Abstract View PDF Download Certificate
IMPACT OF ARTIFICIAL INTELLIGENCE ON INDIAN ECONOMY
Author: Reshma S. Gajakosh

INTRODUCTION:
The Indian economy is rapidly and significantly changing due to artificial intelligence, which
is also revolutionizing traditional management techniques. Artificial intelligence (AI) is
poised to have a significant impact on the Indian economy. According to a report by
NASSCOM, a unit increase in AI intensity by AI-using firms could return $67.25 billion or
2.5% of GDP to the Indian economy in the near term. This growth is attributed to AI's ability
to increase Total Factor Productivity (TFP) growth by 0.05% with a unit increase in AI
intensity.
In the Indian context, the impact of AI can already be seen in a wide range of organizations
and industries. Businesses are using AI to improve operations across all industries, including
the financial industry, retail, and manufacturing. Indian banks are using AI, for instance, to
strengthen fraud detection systems and improve customer service, delivering a more secure
and seamless experience. Similar to this, Indian retailers are using AI to improve supply
chains, personalize recommendations, and ensure maximum efficiency. AI is being used by
Indian manufacturers to raise quality control standards and promote cost effectiveness,
demonstrating the many benefits that AI can provide.

Paper Title GENDER DIMENSIONS OF HEALTH INEQUALITIES IN RURAL AND URBAN AREAS: A COMPARATIVE STUDY IN VIJAYAPURA DISTRICT, KARNATAKA
Author Name Rashmi.G. Vanshakrutamath
Country India
DOI https://doi.org/10.5281/zenodo.17112422
Page No. 84-91

Abstract View PDF Download Certificate
GENDER DIMENSIONS OF HEALTH INEQUALITIES IN RURAL AND URBAN AREAS: A COMPARATIVE STUDY IN VIJAYAPURA DISTRICT, KARNATAKA
Author: Rashmi.G. Vanshakrutamath

ABSTRACT:
Health is a basic human right, yet inequalities persist due to gender, geography, and socioeconomic status. Vijayapura district in northern Karnataka faces multiple health challenges,
with clear disparities between men and women and between rural and urban populations. This
study, based entirely on secondary data sources such as the NFHS-5 Vijayapura District Fact
Sheet (2019–21), Census of India (2011), and District Health Office reports, provides a
comparative analysis of gender health inequalities in rural and urban settings of Vijayapura.
The analysis highlights critical gaps in maternal health, child nutrition, anemia prevalence,
healthcare access, and utilization. Findings reveal that rural women face higher rates of
anemia, lower institutional deliveries, and limited healthcare access, while urban women,
despite better institutional care, increasingly face lifestyle-related health issues. The study
concludes with policy recommendations for strengthening rural healthcare infrastructure,
promoting women’s health awareness, and implementing gender-sensitive health
interventions at the district level.

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    SUBMIT PAPERS IN OUR RESEARCH JOURNAL! 2025
    National Research Journal of Business Economics contributes in the growth and application of Research & Technology, by delivering the latest information contained in research papers, which enables them to enhance understanding for advancements in research activities. We intends to Disseminate and promote the research works of research scholars, Academia.

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